Privacy Policy

Welcome to LOANSAATHI. We respect your privacy and are committed to protecting your personal data. This privacy policy explains how we collect, use, disclose, and safeguard your information when you visit our website and use our loan comparison services.

By using our services, you agree to the collection and use of information in accordance with this policy.

We collect several types of information to provide and improve our services:

Personal Information:

• Name, date of birth, and gender
• Contact details (phone number, email address)
• PAN card and Aadhaar details
• Residential and PIN code information
• Employment and income details
• Bank account information

Financial Information:

• Credit score and credit history
• Loan application details
• Monthly income and expense information
• Bank statements (when provided)

Technical Information:

• IP address and browser type
• Device information
• Usage data and analytics
• Cookies and tracking technologies

We use the collected information for various purposes:

• To process and facilitate your loan applications
• To connect you with appropriate lending partners
• To verify your identity and conduct KYC processes
• To communicate updates about your application status
• To improve our services and user experience
• To comply with legal and regulatory requirements
• To prevent fraud and ensure platform security
• To send promotional offers (with your consent)

We may share your information with:

Lending Partners:

• Banks, NBFCs, and financial institutions to process your loan applications
• Only information necessary for loan evaluation is shared

Service Providers:

• KYC verification agencies
• Credit bureaus (CIBIL, Experian, Equifax, CRIF)
• Payment processors
• Cloud storage and hosting providers

Legal Requirements:

• When required by law or regulatory authorities
• To protect our legal rights and prevent fraud
• In response to valid legal requests

We implement robust security measures to protect your information:

• Industry-standard SSL/TLS encryption for data transmission
• Secure data storage with encryption at rest
• Regular security audits and vulnerability assessments
• Access controls and authentication protocols
• Employee training on data protection practices
• Regular backup and disaster recovery procedures

You have the following rights regarding your personal data:

• Access: Request copies of your personal data
• Correction: Request correction of inaccurate information
• Deletion: Request deletion of your data (subject to legal requirements)
• Opt-out: Unsubscribe from marketing communications
• Data Portability: Request transfer of your data
• Withdraw Consent: Revoke consent for data processing

To exercise these rights, please contact us at support@loansathi247.com

We use cookies and similar tracking technologies to enhance your experience:

• Essential Cookies: Required for website functionality
• Analytics Cookies: Help us understand usage patterns
• Marketing Cookies: Used for targeted advertising

You can control cookie preferences through your browser settings. Disabling cookies may affect website functionality.

We retain your personal information for as long as necessary to:

• Provide our services and support your loan applications
• Comply with legal and regulatory obligations
• Resolve disputes and enforce our agreements
• Maintain business records as required by law

Typically, we retain data for 7 years from the last interaction or as required by applicable laws.

Our services are not intended for individuals under 18 years of age. We do not knowingly collect personal information from children. If you believe we have collected information from a child, please contact us immediately.

We may update this privacy policy periodically to reflect changes in our practices or legal requirements. We will notify you of significant changes via email or website notice. Continued use of our services after changes constitutes acceptance of the updated policy.

If you have questions about this privacy policy or our data practices, please contact us:

• Email: support@loansathi247.com
• Phone: +91 1800-123-4567
• Address: LOANSAATHI, [Your Business Address]

We aim to respond to all inquiries within 48 hours.